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April 24th, 2008

Student Loans…sometimes a necessity

By Brabaw on April 24th, 2008

Do you ever find yourself wondering how you will continue to pay for school? Maybe you have run out of scholarships, or money has just not been there when you have needed it. How do you continue in school if you don’t have the money to pay for it? Student loans. There are many types out there, and many ways to learn about them. One website walks through the student loan process. What they are, finding them, comparing them, and applying for them. This is particularly helpful to the students that have not done this before.  Taking out loans is often an option for students who need some extra cash.  Don’t be afraid to learn about the multitude of options before committing to one loan.

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April 23rd, 2008

$4 prescriptions!!

By Brabaw on April 23rd, 2008

Walmart offers $4 prescriptions to its customers. Save money on your prescriptions for allergy season, birth control, and more. Here is a list of all the $4 prescriptions. Check it out and hopefully your prescription is on this list.

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April 20th, 2008

Gadgets that save you money

By Brabaw on April 20th, 2008

I, along with many other people, love gadgets. New technology, and fancy gadgets are fun to have and expensive to buy. But there are gadgets that you can buy that will pay off in time. Here is a list of 25 gadgets to buy that will pay off in the future.

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April 17th, 2008

Save Save Save

By Brabaw on April 17th, 2008

Imagine how much money you could save if you pack a lunch and a couple snacks for school. What if you stopped going to the mall to “hang out.” How much money would you save if you dyed your own hair?  I am willing to bet you could find small things in your life to change that would save large sums of money.  Don’t know where to start? Here are 16 ways to save money in many areas of your life.  Try them out, start with one or two and move on from there.

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April 15th, 2008

Tax day is today…when will you get your rebate?

By Brabaw on April 15th, 2008

To learn when you will get your tax rebate check and have a little extra money visit this site. It shows you how to figure when you will get your rebate check according to your social security number.  The first checks will be sent out May 2nd.  Hopefully yours is soon after.

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April 11th, 2008

Save by cleaning

By Brabaw on April 11th, 2008

I ran across this article about saving money while searching for money saving issues. These are definitely viable issues in the home and things that will help you save money at the grocery. Check these tips out and start saving.

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April 8th, 2008

Helpful Gas Hints

By Brabaw on April 8th, 2008

These helpful gas saving hints were sent to me in an email. They were written by a man who has been working in the petroleum industry for 31 years. Try them out and maybe you will save a few bucks.

$ Only buy or fill up your car or truck in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the gasoline, when it gets warmer gasoline expands, so buying in the afternoon or in the evening….your gallon is not exactly a gallon. In the petroleum business, the specific gravity and the temperature of the gasoline, diesel and jet fuel, ethanol and other petroleum products plays an important role. A 1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.

$ When you’re filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3)stages: lo w, middle, and high. In slow mode you should be pumping on low speed, thereby minimizing the vapors that are created while you are pumping. All hoses at the pump have a vapor return. If you are pumping on the fast rate, some other liquid that goes to your tank becomes vapor. Those vapors are being sucked up and back into the underground storage tank so you’re getting less worth for your money.

$ One of the most important tips is to fill up when your gas tank is HALF FULL or HALF EMPTY. The reason for this is, the more gas you have in your tank the less air occupying its empty space. Gasoline evaporates faster than you can imagine. Gasoline storage tanks have an internal floating roof. This roof serves as zero clearance between the gas and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every gallon is actually the exact amount

$ Another reminder, if there is a gasoline truck pumping into the storage tanks when you stop to buy gas, DO NOT fill up–most likely the gasoline is being stirred up as the gas is being delivered, and you might pick up some of the dirt that normally settles on the bottom. Hope this will help you get the most value for your money.

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April 4th, 2008

Take the Bus

By Brabaw on April 4th, 2008

IUPUI and IndyGo offers free transportation. IUPUI and IndyGo have teamed up. Save money on gas by taking the bus to campus instead of your car. Pick up your pass today at the Parking and Transportation Services office located in the Vermont Street Garage.

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April 3rd, 2008

118 Ways to Save Money

By Brabaw on April 3rd, 2008

This website shows many ways to save money while in college.  These ways are very helpful and are definitely worth the time it takes to read this article. There are sections in the article about saving money in all aspects of college, including alcohol.  I am not suggesting or encouraging underage drinking or brewing. This is a useful website and I do not feel I should leave it out of my blog because of one section that should be used only by those of you 21 or older. Take your time and read this article, focus on the things that will be helpful in your life, and use the tips mentioned.

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April 3rd, 2008

Track your spending

By Brabaw on April 3rd, 2008

There are now websites out there that helps you track your spending. These sites help list your spending so you can see what you spend your money on. Any time you spend money at a grocery store or restaurant Wesabe lists it as food. Mint will download your spending straight from your online bank account. Geezeo allows you to track your accounts, make goals, and tracks your progress towards those goals. Before deciding to use and choosing a website compare and contrast the three. These seem to be good ways to track your spending, goals, and progress. Try them out.

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